#3987562, By Charroux Why should I get a credit card? (Yes I'm a luddite)

  • Charroux 6 Nov 2008 18:01:17 800 posts
    Seen 6 days ago
    Registered 12 years ago
    Triggerhappytel wrote:
    Charroux wrote:
    angeltreats wrote:
    It builds up your credit rating which is good for when you want a mortgage.

    This. If you've never had a loan or a credit card then you'll find it difficult to borrow in the future.

    I have had neither and had no problems at all when I got my mortgage over 2 years ago.

    That's back in the days when they were giving away mortgages in boxes of cereal, wasn't it? ;)
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