Page 35 • Buying a house • Non-Gaming • General Non-gaming • Eurogamer.net

mrpon 9 Feb 2010 11:43:58 37,366 posts
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Will mwtb be getting a PM from you blize?

Load_2.0 9 Feb 2010 11:46:34 33,582 posts
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blizeH wrote:
I'm not put off by it - I'm just saying I won't be able to ring up and discuss these things at work which makes it awkward. I'm assuming most places will be closed by the time I get home tonight so I'm not sure what I can do to help secure a deal in principle by when I go see this house next.

Your right of course. Damned banks and their "hours" it is completely impossible to organise and you shouldn't even bother.

wobbler147 9 Feb 2010 11:46:46 5,255 posts
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Jesus, its not fucking difficult, find an IFA, let he/she do all the work and arrange a meeting in the evening!

Jeepers 9 Feb 2010 11:47:10 16,616 posts
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I heard that Blize doesn't even get a lunch break in which he can make 'phone calls.

So you should all be ashamed of yourselves.

pistol 9 Feb 2010 11:48:02 13,018 posts
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blizeH wrote:
I'm not put off by it - I'm just saying I won't be able to ring up and discuss these things at work which makes it awkward. I'm assuming most places will be closed by the time I get home tonight so I'm not sure what I can do to help secure a deal in principle by when I go see this house next.

Well make an appointment to go and see someone on Saturday then. You know, like normal people do who work. Oh, and by the way, my mum worked for the police in IT for over 15 years and managed to get all sorts done on top of her work.

JuanKerr 9 Feb 2010 11:48:28 37,710 posts
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blizeH wrote:
I'm not put off by it - I'm just saying I won't be able to ring up and discuss these things at work which makes it awkward. I'm assuming most places will be closed by the time I get home tonight so I'm not sure what I can do to help secure a deal in principle by when I go see this house next.

So you can post fucking shite on an internet forum all day long while working, but you can't pop out in your lunchbreak to sort out the single biggest investment of your life?

Stop wasting our time you moron.

mwtb 9 Feb 2010 11:49:03 2,381 posts
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How do I know that stuff? Because you've posted it, blize, some of it several times. I have a reasonably good memory for conversation, especially where somewhat surprising statements are made.

As for not being able to converse about your mortgage at work... why not there if you can do it here?

Deleted user 9 February 2010 11:49:15

blizeH wrote:
I'm not put off by it - I'm just saying I won't be able to ring up and discuss these things at work which makes it awkward. I'm assuming most places will be closed by the time I get home tonight so I'm not sure what I can do to help secure a deal in principle by when I go see this house next.

Ah, you definitely have a unique situation there. A job you say? Yup, nobody else buying a house has a job which keeps them busy during normal working hours. Hmm, what to do?

nickthegun 9 Feb 2010 11:49:26 87,711 posts
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blizeH wrote:
No, but I am simultaneously amazed and terrified by his post

You are amazed that someone actually remembered often repeated details of someone who lives his entire existence out on the internet, like a cross between Timothy from Sorry and a fucking tamagotchi?

shamblemonkee 9 Feb 2010 11:49:49 17,967 posts
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Yeah, arraning 'in principle' a breakdown of how much money you earn, how it will be spent and therefore what sort of debt the bank will let you be in for the rest of your life - definately should be a check box on an internet form - fuck going down to the bank and chatting to a specialist for 3-40 minutes about something that affects the rest of your life.

my vote is for blize being a sock.

Stickman 9 Feb 2010 11:49:55 29,986 posts
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This right here. This is top quality wind-up work. It's like watching a master at work.

The_Foo_Fighter 9 Feb 2010 11:50:26 724 posts
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Right - contact a fucking a mortgage broker; they're free.

Not sure why I'm even offering advice as you;re clearly WINDING EVERYONE UP WITH YOUR INTERNET FANTASIST HORSESHIT.

Beeper85 9 Feb 2010 11:50:50 135 posts
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You can find many advisers who work on the basis of kick back rather than upfront costs. Yeah, they may not be quite so independent, but hardly any are! All FSA monitored anyway

rutter 9 Feb 2010 11:50:50 1,918 posts
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Blize, the agent the house is up with will more than likely have a mortgage advisor. Make an appointment with him/her for now. Go in, tell them what you're hoping to borrow (roughly). They'll ask you a load of questions, then give you an agreement in principle (hopefully). You might need to provide bank statements/wage-slips for the past 3-6 months.

Then if you get an offer accepted read the mortgage section on moneysavingexpert, find a whole-of-market broker and see them.

And if you really want to get this house before it gets snapped up, use the phone with your agents rather than email. It's much, much quicker & effective in my experience.

JuanKerr 9 Feb 2010 11:51:04 37,710 posts
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Obviously by the same genius behind Bengali. Top work I must say - proper dedication to the cause.

JetSetWilly 9 Feb 2010 11:51:42 5,720 posts
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blizeH wrote:
I would go to an IFA but that's going to cost, and it'd be a waste of time if I don't purchase in the very near future

If you're going to progress your interest in any meaningful way then you simply have to accept that you will bear some costs which, if you change your mind or are unsuccessful, will represent dead money.

mrpon 9 Feb 2010 11:52:22 37,366 posts
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Can we prefix the thread title with "blize isn't" please?

rutter 9 Feb 2010 11:52:35 1,918 posts
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blizeH wrote:

I would go to an IFA but that's going to cost, and it'd be a waste of time if I don't purchase in the very near future

most Mortgage advisors work on comission from the products. So, it'll be free.

wobbler147 9 Feb 2010 11:53:37 5,255 posts
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blizeH wrote:
I would go to an IFA but that's going to cost, and it'd be a waste of time if I don't purchase in the very near future

No it isn't going to cost, they just get commision from the mortgage provider.

Fuck me, I think you're better off staying where you are.

JuanKerr 9 Feb 2010 11:53:46 37,710 posts
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blizeH wrote:
I would go to an IFA but that would mean going outside where it's all loud and terrifying. I'll just get mummy to buy me the big house and put my fingers in my ears when she tells me about the money because she said the numbers will be all big and scary and I won't understand them.

Beeper85 9 Feb 2010 11:55:41 135 posts
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I want a pet cat

Deleted user 9 February 2010 11:56:52

Enough.

Buying a house • Page 35