Bah. Well the place I really want is about 35%, but it'll work out as good as the same as what I'm paying now in real terms, and I'm coping ok. Plus I intend to get someone to live with me and pay a proportion of it. It'll still be over a fifth though. Just trying to justify it to myself .gif) It's easier to justify when you discover the mortgage on a similar place would be around 83721094% of my net income. |
House vs Flat • Page 4
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Zomoniac 10,628 posts
Seen 7 hours ago
Registered 17 years ago -
Dougs 100,414 posts
Seen 13 hours ago
Registered 18 years agoDepends on your outgoings really. Mine are quite high, mainly because of a couple of small loans, and an expensive football hobby requiring every TV sports sub under the sun and 2 season tickets! Even then it's pretty comfortable. Will be less so in 3 months when we're down to one wage -
Salaman 24,162 posts
Seen 6 days ago
Registered 17 years ago44.44%
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Zomoniac 10,628 posts
Seen 7 hours ago
Registered 17 years agoWell, back to square one now anyway. I've looked through 600 places, only one of them was fully suitable, and it's now gone.
Fuck. -
Zomoniac 10,628 posts
Seen 7 hours ago
Registered 17 years agoWell, after all that I've gone for...
A flat nowhere near Leeds.
They've taken it off Right Move, but it's like this one but much bigger, 2.5 bedrooms, duplex, top floor(s), seperate kitchen, big terrace balcony, both main bedrooms with ensuite, gym downstairs that's free to all residents, free tennis court, pretty views. It's lovely. As long as application goes through ok I get the keys in about a week. Thanks for all your help. -
Looking to move again in Leeds, seems harder to find somewhere decent than when I was looking 2 years ago.. urrrrrrrghpropertywebsites. -
HermanTheTosser 82 posts
Seen 8 years ago
Registered 10 years agoMy advice is definitely get a house. By their nature, the value of your interest in a flat will diminish over time and that's not to mention ground rents and services charges. If your budget doesn't allow, at least go for a one bed house: my experience is that they're easy to sell in the event that you're able to move up the ladder.
Just noticed your original post was 2 years ago....
Do they still issue lists of repossessed properties? Sad to profit from someone's misfortune but you might be able to snap up a bargain. Failing that. How about an auction a la BBC 1's To Buy Or Not To Buy.
Edited by HermanTheTosser at 17:44:48 09-03-2012 -
Should've mentioned that I'm most definitely renting, the house ladder is a distant dream!
First place viewed had crazy dog lady downstairs, paper thin broken front door, tiny rooms, lots of dirt - no thanks!
Edited by monkehhh at 15:49:36 10-03-2012 -
Found somewhere great.. not on a main road, 2 bedrooms, huge lounge, seperate kitchen, top floor, quiet neighbours.. fingers crossed they accept my application, this game ain't cheap.
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