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Ok so I’m 24 and will be hitting the big quarter of a century milestone next month - now this has got me in a bit of a panic on two levels. 1) The Normal every day level I don’t drive and don’t have a house of my own – I don’t have much savings and no pension. Now should I have these things even tho I don’t really want them – should I give up my morals, bite the bullet and turn into a responsible adult? I love the fact that now I can waste £2000 on a new computer / have 2 overseas holidays a year and buy num-chucks (spelling?) and other cool toys when I want. 2) The realistic level If I drive I will spend a load of money (tests, car, petrol etc) If I get a house I will lose loads of money and will be in debt till 2060. If I save it will be taxed If I get a pension it is very likely that by the time I need it will be worth bugger all. So what am I going to do? Guess start saving is the best bet and hope house prices start to come down. Or how about an extreme solution, pack up everything I need (travel ware, girlfriend / wife, gameboy sp) and leave the rat race. Go into the county (not this country tho – some where warm) and live off the land, Good-life style. Or join the circus (come one come all – come see Seto boy – watch and be amazed at this wired man that can sit in an office chair for 10 hours non stop staring at a computer screen). If you could do anything what would you do? Answers on a postcard to Seto Eurogamer The internet Da computer FFV 100 ENGLAND The winner will get a jaffa cake or a hug depending on which they would prefer  |
AHH! Quarter life crisis!!!!
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Seto 671 posts
Seen 4 years ago
Registered 18 years ago -
Nemesis 20,312 posts
Seen 4 hours ago
Registered 20 years agoWait 'til you get to 32 -
Clive_Dunn 4,862 posts
Seen 2 years ago
Registered 18 years agoNever ever turn into a reponsible adult, you should congratulate yourself on not having a car / house / pension.
First time you catch yourself thinking "what's my next career step" then it's time to end it all. -
deem 31,667 posts
Seen 8 months ago
Registered 18 years ago -
Stevas-mkII 3,848 posts
Seen 7 years ago
Registered 18 years agoMy next career step is to see if I can get away with downloading some serious porn around here. -
Seto 671 posts
Seen 4 years ago
Registered 18 years agoClive Dunn wrote:
Never ever turn into a reponsible adult, you should congratulate yourself on not having a car / house / pension.
First time you catch yourself thinking "what's my next career step" then it's time to end it all.
woohoo
/runs out naked and buys 25 original transformer toys
/comes back and the wifes gives me "The Look" -
Machiavel 5,964 posts
Seen 1 day ago
Registered 19 years agoGlad you're enjoying life.
It's useful if you can drive - you could get the odd lesson (or find somebody who'll happily sit in the car with you and take responsibility while droning on about gear changes) and pick up a perfectly function run-around for £200 - no value, hardly any depreciation.
House of your own, despite the dread of 25/30 year loans, is very sensible, but don't let that put you off. If you keep saying to yourself "Every month's rent is paying somebody else's mortgage" you'll may eventually believe that it's just more money redirected to being invested in you.
A good house buy is a kind of investment, so you can forget about a pension.
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unwashed 1,857 posts
Seen 14 years ago
Registered 18 years agoClive Dunn wrote:
Never ever turn into a reponsible adult, you should congratulate yourself on not having a car / house / pension.
First time you catch yourself thinking "what's my next career step" then it's time to end it all.
I have a house, pension (that I haven't paid into for a while \o/) and driving licence. And I'm far from responsible.
Remember, being skint does not equate to being responsible!!! -
Captain-Fetid 659 posts
Registered 17 years agoJust buy the house, it'll cost you approximately as much as renting something anyway., what with interest rates being so low these days.
Added bonuses:
- You can wreck it without having to account for it to anyone
- You can sell it whenever you're in trouble
- You'll finally have room enough to stock all kinds of useless crap (my main motivation for buying a house recently).
The more "security" you can build up around you (eg an own house), the more irresponsible acts you can commit without someone coming for you. -
Seto 671 posts
Seen 4 years ago
Registered 18 years agoCaptain Fetid wrote:
Just buy the house, it'll cost you approximately as much as renting something anyway., what with interest rates being so low these days.
Added bonuses:
- You can wreck it without having to account for it to anyone
- You can sell it whenever you're in trouble
- You'll finally have room enough to stock all kinds of useless crap (my main motivation for buying a house recently).
The more "security" you can build up around you (eg an own house), the more irresponsible acts you can commit without someone coming for you.
I like it!
I like it a lot!!
hmm get a house and i can have my very own paintballing room.gif)
I'M SOLD!!! -
username 848 posts
Seen 2 weeks ago
Registered 18 years agoBuy a house. Any house. I bought one last year (on my 27th birthday) and I wish I'd done it earlier.
Looking back, I can't understand why I spent so many years paying off someone else's mortgage :/
Plus it's nice to know that you can do what you want with the place.
And, if you decide later that you want to go travelling, just rent it out for a few months :]
On the other hand, buying a car was the worst thing I ever did - My car costs me a couple of hundred quid a month despite the fact that I've paid off the loan I used to buy it :/ -
Khanivor 44,800 posts
Seen 2 days ago
Registered 20 years agoSee all those points in your number one? I casn tick all those boxes and I'm 30, so dinnae stress. -
24 and married?
yesh, you do need a pension, a mortage, 2.5 kids and a heartattack at 40.
Standard operating procedure mate, comes with the marriage licence, did you not read the small print?
.gif)
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