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Advice on house hunting
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altitude2k 5,238 posts
Seen 1 year ago
Registered 12 years agoskuzzbag wrote:
Life is for living.
FWB wrote:
It is but if one has been sensible and not spunked ones money on BMWs and completely overreaching oneself during the time of owning the first property. there should be money in the pot for a decent deposit on the second property and no need for extra help.
I thought it was just for first time buyers?
Most people waste it on nice cars and their image though. -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoSuspect property prices play a huge part in struggling to buy. -
Dougs 99,669 posts
Seen 15 minutes ago
Registered 18 years agoThere's an existing scheme for new builds but it's being extended to all properties from January. -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoBut is it still just for first time buyers? New builds are not the same thing. -
Khanivor 44,740 posts
Seen 2 days ago
Registered 20 years agoDon't think that'll help gremmi -
Dougs 99,669 posts
Seen 15 minutes ago
Registered 18 years agoFWB wrote:
Nope, all buyers, up to 600k value of the house
But is it still just for first time buyers? New builds are not the same thing. -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoGood to know. -
altitude2k 5,238 posts
Seen 1 year ago
Registered 12 years agoMight as well go with help to buy, whtever you do. Much better rate loan (free for 5 years then only 1.75%) and you get a better mortgage rate if you use it to get below the magical 75% loan. -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoIt's a good for getting a foot on. Of course you can't legally let a place if you own it this way. Tho you can always buy out the loan and then you are free to do what you want.
I'm in a flat, so would really like to own it all outright so that I can let it before moving onto a house. I'd never sell an apartment in London if I can help it. Insane to do so since the rent could take a huge chunk out of our mortgage payments for something bigger. The only way I could ever afford a house.
Edited by FWB at 17:59:31 08-09-2013 -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years ago3000sqft for £100k. London. Is outrageously expensive!
Kitchen in the first link looks nicer than the turd colour theme going on in the second. Plus it's over double the size of the second link. Go for the first link and invite us all over for a BBQ party in your mansion. -
FartPipe 5,307 posts
Seen 5 years ago
Registered 9 years agoGet one with a swimming pool gremmi, live the high life you lucky bastard. -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoActually it says over 6000sqft for the lot. So a big garden. Jesus. -
Lukus 24,462 posts
Seen 10 hours ago
Registered 16 years agoI thought you were a student Grem? How are you buying a house?! -
HarryB 7,630 posts
Seen 8 months ago
Registered 18 years agoThis makes me want to leave the UK! -
mrpon 37,238 posts
Seen 2 hours ago
Registered 15 years agoSome serious pool table potential in those links. -
Clive_Dunn 4,862 posts
Seen 2 years ago
Registered 18 years agoWhy do the Americans have such shit cookers ? Horrible things.
Yale Street wins for me, you can't have enough space inside a house. -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoCos American cooking is wank. It is just about quantity and everything is done in the oven.
If I ever win the lottery I'll buy an estate and host an annual EG party.
Edited by FWB at 19:15:16 08-09-2013 -
elstoof 27,448 posts
Seen 8 minutes ago
Registered 16 years agoUsing hypothetical lottery money to buy Internet friends is a depressingly low ebb to have sunk to FWB... -
FWB 56,369 posts
Seen 3 months ago
Registered 20 years agoActually, from where I am, it's a step up.
Edited by FWB at 20:03:01 08-09-2013 -
senso-ji 10,152 posts
Seen 10 hours ago
Registered 13 years agoWhy don't American houses have more than one floor? Those are still some very big houses but I'm curious as to why they don't have more floors? -
Because land's cheaper. They don't need to pack everything into a tiny space, so the house design became horizontal, rather than vertical. That said, a lot of houses that look single floor actually have large basement areas that incorporate a few rooms. -
mrpon 37,238 posts
Seen 2 hours ago
Registered 15 years ago..and the fat factor. -
Khanivor 44,740 posts
Seen 2 days ago
Registered 20 years agoAlso, in Idaho there's nothing to see so why bother going up?
Very few houses round these parts are single story, unless they are a trailer. Most are two floors and many have fully finished basements too.
Of course, then you have the ones like some we do work in which have lifts in them. And no, not because they are fat bastards. Not many cardiac surgeons are. Similar, we worked on a house - with a lift - where the cooker was some ridiculously overpriced Italian thing. Each of the feet for the cooker cost $400. And yes, there were four of those...
Edited by Khanivor at 20:23:35 08-09-2013 -
Khanivor 44,740 posts
Seen 2 days ago
Registered 20 years agoHouse 2's wood floors will need some attention soon, and they do not look like there were installed according to NWFA standards. And according to a Holmes on Homes episode I watched those basement windows are asking for trouble.
If 3 becomes available again I'd enquire why the fuck there's tile in front of the entry door. Could be a leak. -
senso-ji 10,152 posts
Seen 10 hours ago
Registered 13 years agoInterestingly, if land is so cheap, then is it easy to get planning permission and build your own? How economically viable is that? Have to say, I'd be tempted to build a Victorian style mansion bang in the middle of the Idaho country side .gif)
Back on topic - I think I prefer (from the pics) house number 2. Nicer layout and finishing (although the cracked concrete around the garage is a little disconcerting). -
Khanivor 44,740 posts
Seen 2 days ago
Registered 20 years agoI think that all you need to do is buy land then get the correct permits. And those are based around making sure someone knows how to build and that it won't explode or burn down. It's certainly what we want to do when we have the money; buy a few acres just into the country and put a swell house up. Something modern in construction, well built as it's not put together for maximum profit, and styled and laid out for our wants and needs.
Economics depend where in the country you are. Here in the South land and buildings are cheap. Try in in Connecticut or the coast of California and it's a different matter. Each state also has different building and safety codes. The more there are the more it costs. Which is one reason it's so cheap here in the South
In my neighborhood you can buy half acre plots of land for around 20k. It's historically protected, (ie, almost 100 years old) so much harder to build on then other neighborhoods. At the north end homes sell in the 150-300 range. Down at our end they top out around 150. The bungalow across the street from us sold for $27k last year. Once it had been cleaned out from the junkie mess it's quite nice. The house next to it is three stories but to have all the work required by law to have a house condemned from being a meth lab to livable again is about $100k, so I can only see that getting knocked down. -
altitude2k 5,238 posts
Seen 1 year ago
Registered 12 years agoRight in the middle of a house dilemma myself at the moment. Small David Wilson development nearby - great location. There's a great 3-storey, 4-bed detached house available now for £300k. If we push we can probably afford it just about. However, there's the same style house which will be available to reserve in a few months, but it's a semi-detached. That'll give us time to save more cash and is likely to be cheaper...but it is adjoined. -
You think the chances of tornados may have affected the typical single story architecture style in the middle parts of the US?
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