Advice on house hunting Page 246

  • Technoishmatt 7 Jun 2019 18:41:06 4,008 posts
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    Sorry, the original estimate was up to 14000, not 1400, so definitely doesnt seem value for money. It was more for reduced energy and CO2.

    From some cyber analysis seems that indeed as the house is Edwardian it is likely solid walls, and so probably not a great idea to do anything. It is mid terrace also so benefit limited. Roof most important. They have done a loft extension so maybe that is taken care of.
  • elstoof 7 Jun 2019 18:44:40 25,568 posts
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    Lols no chance in fuckery of that much. Iím in a 5 bed late Victorian house, my energy bills are around £2000 per year. A bit of insulation thatís only effective for ~4 months of the year isnít going to drop my usage by 10% when the large majority of the gas I use is for hot water
  • elstoof 7 Jun 2019 18:45:40 25,568 posts
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    Yeah theyíll promote anything to reduce the carbon footprint but thatís meaningless to your bottom line. Edwardian houses were built to be comfortable in a much colder climate than we have today, without the luxury of central heating. They still work quite well at doing that after all these years

    Edited by elstoof at 18:47:20 07-06-2019
  • Technoishmatt 7 Jun 2019 19:08:02 4,008 posts
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    I might ask them for actual bill costs. The EPC says it should be £3800 per three years currently. Quite a bit lower than yours. That is for 4/5 bed 2100 sq ft.
  • elstoof 7 Jun 2019 19:17:24 25,568 posts
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    My place is 210 m2, I think thatís roughly the same. Mid terrace house built in 1902. Energy bills are on a direct debit which comes to around 200 per month with npower.

    London though, so thereís the location tax to consider

    Edited by elstoof at 19:18:02 07-06-2019
  • Technoishmatt 7 Jun 2019 19:19:48 4,008 posts
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    Basically same age and size, yeah, well at least once we have done the side return. I had budgeted 100 a month for the mortgage application.
  • elstoof 7 Jun 2019 19:24:46 25,568 posts
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    O work from home though so thereís slightly increased electric usage from that
  • Dougs 7 Jun 2019 19:32:34 93,564 posts
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    My bills are £125 for both in a 3/4 bed Victorian semi. WFH 3 days a week. Was significantly more with my previous supplier but have managed to save some
  • fontgeeksogood 7 Jun 2019 19:40:39 9,456 posts
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    You don't have all the key making and trophy engraving stuff on all day though
  • mrpon 7 Jun 2019 19:41:22 36,119 posts
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    Mrs Dougs got knitting needles for Christmas I hear.
  • elstoof 7 Jun 2019 20:03:08 25,568 posts
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    fontgeeksogood wrote:
    You don't have all the key making and trophy engraving stuff on all day though
    Since you stopped winning your office hockey fridays so often I donít have so many trophyís to engrave :-(
  • Deleted user 7 June 2019 21:18:13
    Post deleted
  • elstoof 7 Jun 2019 21:19:47 25,568 posts
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    Donít let the plumber do your tiling!
  • Deleted user 8 June 2019 06:34:39
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  • Psiloc 8 Jun 2019 10:01:35 5,484 posts
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    I remember getting gloss all over the new porous bathroom tiles at our old house and pouring myself a glass of whiskey and sitting in the dark waiting for the wife to return home
  • elstoof 8 Jun 2019 10:13:34 25,568 posts
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    To be fair, the tile shop shouldíve told you what you needed and tried to sell you the correct cleaning product for the chosen tiles
  • Deleted user 8 June 2019 19:22:02
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  • Deleted user 11 June 2019 12:46:23
    Oh fwiw, the builder admitted it was his mistake. Apparently he was using a new type of sponge which heíd already had problems with. Heís thanked me profusely since as I managed to sort everything. Who needs a weekend?
  • askew 11 Jun 2019 13:44:25 21,303 posts
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    ! Hope he knocks a few quid off your billÖ
  • consignia 12 Jun 2019 20:22:58 1,482 posts
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    Not heard anything from either estate agents or solitictors for over 3 weeks now. Is this normal? Is it worth giving someone a nudge. Last thing I heard was that the people I'm buying off where getting there mortgage valuation done.
  • mrpon 12 Jun 2019 21:15:39 36,119 posts
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    Absolutely, worth nudging once a week imo, check everything is ticking along, whether they need anything from you etc..

    I've exchanged contracts (woop) complete on 15th July.
  • freddymercurystwin 18 Jul 2019 11:05:47 2,052 posts
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    So a question, is there an advantage or a disadvantage to using the same agent for selling your house as well as buying your house? Or maybe neither? I think I am erring towards either an advantage or no disadvantage as it removes a cog in the process.

    Let's assume that you would have been happy to use this agent to sell your own house irrespective of the fact that they happen to be the agents selling the house you wish to buy.

    I live in a small town, there's a reasonable chance this scenario is likely to happen anyway so in that respect there may be little choice in the matter but curious as to others opinions.
  • Technoishmatt 31 Jul 2019 19:05:06 4,008 posts
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    Yay, we have exchanged! Keys in three weeks.

    What a fun process. Two surveys, checking the searches (found anomalies), buying a bunch of the vendor's furniture, having to get tax advice, writing wills, spending 25 minutes on phone to do a chaps payment for the deposit, solicitor realising at last minute they had not sent us the mortgage deed to sign.

    Still to check we have enough insurance, eek! And that tax bill will hurt.
  • consignia 5 Aug 2019 20:55:11 1,482 posts
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    Oh man this is so frustrating. I'm nearly 5 months after offer being accepted, and I'm still waiting on things to happen. My solicitor is an evasive one, I can never seem to get hold of her, but when I do it's "Just got a few more searches to do". I've apparently got a completion date of the 13th August, but I've not had any paper work yet, and apparently there's one last enquiry outstanding, so who knows if we'll make that, and the sellers are going on holiday for three weeks after that. I've arranged bugger all in terms of house insurance yet, so it's going be a load crap to do once I do get the nod.

    Please someone tell me my situation isn't unique.

    Sorry for the rant.
  • Technoishmatt 5 Aug 2019 21:57:33 4,008 posts
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    Searches shouldn't take that long. Anything turn up in earlier searches or survey?

    The bit at the end before exchange was a lot of last minute things needing doing across the chain.

    Do you mean exchange is on the 13th? No paper work at all? You will have had the mortgage contract, solicitors contract and questionnaire and the deed thing to sign. If it is like the exchange I just went thru.

    Our solicitor sent us stuff as it was done. He had to go back and check one thing with the council that I noticed - they had said our house was in a conservation area, but it should have been just outside it.

    Buildings insurance shouldn't take long, it was wills that took a while for us to sort out.
  • Deleted user 5 August 2019 22:01:08
    It does seem to go on forever and they do seem to forget things until the last minute and it never seems like it will finish. 12 weeks seems to be he minimum it will take if there is no chain and youíve nothing in the solicitor, so I guess 5 months isnít too terrible. It isnít too great either though.

    I took the view that Iíd make them sick of me if I rang them every day for an update...so thatís just about exactly what Iíd did. I didnít want any last minute surprises.

    And congrats Technoishmatt
  • Deleted user 5 August 2019 22:02:40
    Buildings insurance takes about 30 minutes online. I didnít have to sort out a Will.
  • Technoishmatt 6 Aug 2019 07:47:18 4,008 posts
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    Where is the property? Just saw an article on bbc news that says the average completion time in London is almost 6 months. We will be done in just over 3, so somebody has to do it in 9!

    We needed wills as we have unequal shares for tax reasons and had to go for tenants in common instead of joint tenants, which means no automatic inheritance.
  • SnackPlissken 6 Aug 2019 08:51:40 1,777 posts
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    So my gas meter has stopped producing readings. I phoned Ovo and they sent out someone to change it for a smart meter. The engineer then looked at my meter and said he can't change it because a wire and a clip needs to be moved and I would need to get an electrician to come out and do it.. or I could do it myself. He said he couldn't do it because he's taken a photo already.
    Now I've had an email from Ovo saying that once I've got an electrician out they can come out again.. like wtf.. surely it's in their interest to fix/replace the meter? I'm not paying for an electrician to come out.
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