Advice on house hunting Page 255

  • Gl3n Moderator 16 Mar 2020 09:54:53 6,830 posts
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    Friend of mine had a windfall, put down a deposit on a house (exchanged) and is now thinking of losing high 5 figures because it could be worth a lot less soon.
  • Vortex808 16 Mar 2020 09:57:08 14,280 posts
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    Anyone had this icynene insulation sprayed in their house? Was wondering about getting it done in the loft- up on the roof and maybe also down between the joists etc.

    Anybody got any (useful :-D )experience or comments about this stuff?
  • Dougs 16 Mar 2020 10:00:24 96,536 posts
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    Heard nothing good about insulation if it is an old house. It can't breathe and leads to a build up of damp/condensation. I'd avoid imo
  • Dirt3 16 Mar 2020 10:02:45 1,229 posts
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    @Gl3n

    Could be worse. maybe he liquidated his stocks to get the deposit !

    At least you can live in the house.
  • souvlaki 16 Mar 2020 10:05:59 1,083 posts
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    Dougs wrote:
    Heard nothing good about insulation if it is an old house. It can't breathe and leads to a build up of damp/condensation. I'd avoid imo
    This
  • souvlaki 16 Mar 2020 10:06:49 1,083 posts
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    Gl3n wrote:
    Friend of mine had a windfall, put down a deposit on a house (exchanged) and is now thinking of losing high 5 figures because it could be worth a lot less soon.
    Seems extreme - I'm not thinking house prices will collapse, just that everything will slow right down for a while.
  • Vortex808 16 Mar 2020 12:46:52 14,280 posts
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    Dougs wrote:
    Heard nothing good about insulation if it is an old house. It can't breathe and leads to a build up of damp/condensation. I'd avoid imo
    We have loads of ventilation though along the sides of the house in the loft, there's some kind of grill type thing running along the length of the house, so damp really shouldn't an issue I hope.

    Stopping the rooms under the insulation losing heat would be a good thing if this stuff is better than what we have already, and I'd have thought that having some under the roof too would help lessen the loss of any heat that has gathered in the loft as it is.
  • Nexus_6 16 Mar 2020 14:14:15 5,444 posts
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    without knowing the details, I would avoid all attempts at post-installing insulation.
    As others have said, inability to breathe and let warm moist air out of the fabric can lead to really severe problems with damp and mould fairly quickly.

    It is always better to have a cold but dry house than a warm and wet one.

    Some things to consider:
    What is the path for the ventilation up and over the roof? From the eaves to the ridge - generally you need some way of venting the space between the insulation and the tiles/slates. This is just like a cavity wall where air can condense and, if no vent, soak the insulation.
    What is the room in the attic used for? IF its storage, insulate between the ceiling/floor joists with wool product, taking care to avoid blocking the vent and free flow of air at the eaves (there are products available for this that act as a big scoop to hold the insulation back.

    Relevance - architect, and one who had actual fucking mushrooms growing on his inside wall after buying a house with cavity fill insulation. Paid £2.5k to have it removed and the house is now warmer, never mind drier.
  • Dougs 16 Mar 2020 14:14:36 96,536 posts
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    My loft has bog standard fibre glass insulation. When I moved in, was up in the loft and noticed loads of condensation. The rafters were soaking wet with white spot mould. Panicked a bit, then calmed down and did some reading - seems nowhere near enough ventilation in my loft (even after clearing the rolls of fibreglass away from the edge of the roof). Have since got a dehumidifier running on the landing and that seems to have fixed the problem on all bar the coldest of days. If your place has better ventilation through the eaves, I'm sure it will be fine but it made me quite wary.

    Edited by Dougs at 14:15:35 16-03-2020
  • ZuluHero 16 Mar 2020 14:20:57 9,488 posts
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    I live in a Victorian terrace and its terrible for condensation. I have to run a dehumidifier pretty much all day long.

    We've just sold it though, and the next one is newer so hoping that will be less problematic...
  • Nexus_6 16 Mar 2020 14:27:12 5,444 posts
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    @Dougs was the mould on the top surface of the rafter?
  • Dougs 16 Mar 2020 15:03:26 96,536 posts
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    Yeah, cleaned off OK
  • Nexus_6 16 Mar 2020 15:15:06 5,444 posts
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    Yeah that's where the coronavirus starts.
    Well done mate. Well done.
  • Dougs 16 Mar 2020 15:19:11 96,536 posts
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    \o/
  • Vortex808 16 Mar 2020 20:22:06 14,280 posts
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    The venting is all along the length of the eaves so the loft would be fine, but I'll possibly just leave it as is. Probably cheaper that way too!

    I can always double up on the glass wool we have in now. It's been fine for the 16 years we've been here thus far, but better insulation would be nice.
  • Technoishmatt 16 Mar 2020 20:45:15 4,741 posts
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    You can insulate a house with solid walls, but need to ensure there is ventilation. So you have to use natural fibers. If it is a cavity wall type, then insulation is a good thing.

    Our edwardian terrace seems weirdly fairly well insulated and with no damp. Clothes dry quickly, it isnt drafty. And downstairs we have mostly original pine floor boards with big gaps between them and with nothing below but a cavity and then the foundations. Outside walls have ventilation grills straight into that cavity.
  • Dougs 16 Mar 2020 21:11:47 96,536 posts
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    Talk to me about your slug problem....
  • Mola_Ram 18 Mar 2020 10:31:33 24,819 posts
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    I'm looking to buy a place for me to live in, so its short-term investment value is less important to me. I guess it might do to wait until the market tanks a bit more so I can buy for less, but the place I'm interested in is probably not going to wait around.

    Ugh, decisions.
  • Deleted user 18 March 2020 12:29:05
    Regarding a sweating roof where there is excess condensation, it is possible one has an older felt that doesn't breathe properly. There was a felt they were using at some point that condensates very easily and putting insulation against that will be counterproductive. This is what happened in my roof as after the loft extension we put the left over insulation in the other section of the loft and it ended up dripping water everywhere.
  • Technoishmatt 18 Mar 2020 20:05:01 4,741 posts
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    Mola_Ram wrote:
    I'm looking to buy a place for me to live in, so its short-term investment value is less important to me. I guess it might do to wait until the market tanks a bit more so I can buy for less, but the place I'm interested in is probably not going to wait around.

    Ugh, decisions.
    You still need an estate agent to show you around and then surveyors etc to look at the place. Will they be available? If they are, can probably get a good deal...

    I'd expect big drop in transactions tho!
  • Deleted user 30 March 2020 15:04:15
    Completion tomorrow. Every single digit crossed.
  • Psychotext 30 Mar 2020 15:18:18 68,185 posts
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    Good luck!
  • mrpon 30 Mar 2020 16:13:31 36,544 posts
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    Wow! I thought everything was on hold?
  • Deleted user 30 March 2020 16:21:24
    mrpon wrote:
    Wow! I thought everything was on hold?
    Nope. Well, it’s not with us anyway. No chain; we’re coming from rented and they’re going to rented. Also, they’ve already fucked off from property.

    Checked with solicitors today (who are all wfh), and building society’s confirmed transfer will happen tomorrow.

    Edited by Juz at 16:23:00 30-03-2020
  • Dougs 30 Mar 2020 16:47:52 96,536 posts
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    There are no legal barriers to completing - it's just whether a) the banks are still happy to lend given house price fall likely - that will depend on LTV etc. and b) if you can move practically given most removal firms have downed tools. In-laws hope to complete at the end of this week...
  • ZuluHero 30 Mar 2020 23:24:51 9,488 posts
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    Mine's put on hold. Even paid for a survey which has also been frozen.

    Biggest worry is for everything to drop in price, but sort of hoping I can capitalise on a drop in mortgage rates, so I can get a super low rate fixed for 10 years...
  • Dougs 31 Mar 2020 07:39:53 96,536 posts
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    When I last looked, they hadn't even passed on the drop to 0.25%.
  • elstoof 31 Mar 2020 08:14:05 26,221 posts
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    A temporary drop in price after covid isn’t an issue if you plan on living there 10+ years
  • Dougs 31 Mar 2020 08:18:50 96,536 posts
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    Indeed.
  • Dirt3 31 Mar 2020 10:15:57 1,229 posts
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    @ZuluHero

    Your biggest problem will be getting the mortgage. Lenders are pulling mortgage products like crazy. I hear Nationwide are temporarily pulling everything above 75% LTV.
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