Page 2 • Just had my phone stolen • Non-Gaming • Mobile Phones • Eurogamer.net

Rivuzu 1 Dec 2014 09:29:15 18,424 posts
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faux-C wrote:
Cheers for your sympathy guys. When it comes to mugging experiences, I got off really light, so I guess I should be thankful for that. Also hopefully I'll stick to my resolution to be much more careful in future.

Now I just need to try to find a decent cheap phone to put my new SIM in whilst I run down the remaining 18 months of my contract

And this is why you get insurance! Most banks do it these days with your current account (via an upgraded package - breakdown cover and shit included) for a very minimal fee, though the excess is normally about Ł75-Ł100.

Deleted user 1 December 2014 09:31:36

@faux-C
Moto G is worth a shot... Cheap as chips!

THFourteen 1 Dec 2014 09:35:05 54,987 posts
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Does insurance actually ever pay out on this sort of thing? Always thought stuff like protect your bubble was a con.

Sorry about your phone FC.

faux-C 1 Dec 2014 09:37:35 11,204 posts
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I've had a look at insurance since it happened, and I'm not convinced it's worth it, unless you somehow get it free.

Ł100 excess for a refurb phone after paying Ł10 a month for two years doesn't seem like a great deal.

Edited by faux-C at 09:37:44 01-12-2014

Rivuzu 1 Dec 2014 09:37:46 18,424 posts
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It does. You obviously need to report it to the police and get a Crime Ref. number, which the insurers can then look up to make sure you're not bullshitting and etc.

I've had two phones stolen (pickpocket cunts) and the bank insurance I was with always had a new phone to me within two days.

Buztafen 1 Dec 2014 09:41:12 17,543 posts
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Its much easier to just put it on your house insurance surely. Ł50 excess but you're covered for any money of phones/tablets you take out with you...unless you're one of those dickheads who takes an iPad out with them to take pictures!

Rivuzu 1 Dec 2014 09:43:27 18,424 posts
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@faux-C Natwest's Silver account is yeah, Ł10 a month, but I get my moneys worth out of the Tastecard membership alone (lots of 2-4-1 in resturants and shit like that), and the mobile phone insurance is pretty top.

Makes more sense to me than paying the mobile phone issuer the same price and not getting any additional benefits.

faux-C 1 Dec 2014 09:48:29 11,204 posts
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I'm with HSBC. Don't think they do anything like that.

Rivuzu 1 Dec 2014 09:58:36 18,424 posts
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Yar. They don't. :c

As Buzta mentioned, house insurance? Sometimes the policy does cover it.

Deleted user 1 December 2014 10:01:11

.

Edited by Sharzam at 10:02:22 01-12-2014

Deleted user 1 December 2014 10:02:02

@THFourteen

I have phone insurance as part of my current account. When I smashed in the screen on my phone it was Ł25 excess and they repaired it Inc all new casing. The phone looked as good as new and was really easy to sort, just one form on the nationwide website.

I have the account for the travel insurance, so the breakdown cover and phone insurance are nice extras.

Edited by Sharzam at 10:04:17 01-12-2014

Deleted user 1 December 2014 10:13:37

@faux-C

First Direct do for sure and you don't even have to pre register your phone with them.

Deleted user 1 December 2014 12:07:21

Nationwide do it for Ł10 a month. I think these schemes include car breakdown, holiday insurance and other stuff, so it's not just for the phone.

Just had my phone stolen • Page 2