Following Coronavirus Page 547

  • Load_2.0 22 May 2020 08:34:25 31,617 posts
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    Post deleted
  • Load_2.0 22 May 2020 08:34:58 31,617 posts
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    askew wrote:
    Death > administration
    Ah yes that old 100% infection and mortality rate
  • askew 22 May 2020 08:35:26 21,421 posts
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    You got it
  • Jono62 22 May 2020 08:35:31 25,031 posts
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    That is going to be the main issue for me when I have to go back to work; travelling on the train. Thankfully, I don't have to use the tube, but I will be bricking it.
  • Nazo 22 May 2020 08:36:50 1,327 posts
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    Load_2.0 wrote:
    So 1000+ people should just suck it up and accept they dont have a job? Given the locations they operate in finding new work in a recession is unlikely.

    I would imagine it's predominantly families that visit, If you deep clean the apartments/cabins and follow sensible distancing i would say it's a lot safer than the thousands traveling by train, bus and tube every day.
    I went to Pontins once with a friendís family when I was a kid. First thing his mum did when we arrived was get out her cleaning stuff and washed the whole room down. Seemed weird at the time but clearly she knew something I didnít.
  • Frogofdoom 22 May 2020 08:36:56 16,417 posts
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    Mandatory masks and gloves supplied at stations should help a bit. £1000 fine if caught removing them.
  • simpleexplodingmaybe 22 May 2020 08:42:42 13,528 posts
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    Frogofdoom wrote:
    You are right, but you didnt deal with the other aspect which was the bankruptcy and unemployment side. The whole situation is a shit show with no good outcome no matter which way things are dealt with.
    Given that the government have decided to wind down blanket financial support they could try to target specific industries for this year. Or they could not choose to wind down support as early as theyre planning to.

    Obviously itís a complicated situation but some workplaces are higher risks for contagion than others and inviting families from around the country to gather and then disperse is just the perfect way to spread second and third waves of infection
  • ZuluHero 22 May 2020 08:47:36 8,729 posts
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    Possible treatment - T-Virus:

    https://www.bbc.co.uk/news/health-52754280

    I know how this ends... ;)
  • nickthegun 22 May 2020 08:47:46 81,736 posts
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    Nazo wrote:I went to Pontins once with a friendís family when I was a kid. First thing his mum did when we arrived was get out her cleaning stuff and washed the whole room down. Seemed weird at the time but clearly she knew something I didnít.
    Uh.... Joel?

    Cuz my mum used to do that. My Nan used to insist on taking us all to the Prestatyn one every year, which was an absolute shithole.

    Years later we saw Holiday On The Buses, which was filmed there and it looked like it hadnít changed an inch in the near 20 years between when it was made and when we went there.
  • Frogofdoom 22 May 2020 08:49:13 16,417 posts
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    I dont disagree with you by the way, I just struggle to see a route out where everything isnt fucked.
  • simpleexplodingmaybe 22 May 2020 09:00:33 13,528 posts
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    ZuluHero wrote:
    Possible treatment - T-Virus:

    https://www.bbc.co.uk/news/health-52754280

    I know how this ends... ;)
    I hope my glowing weak spots are well hidden
  • Frogofdoom 22 May 2020 09:03:46 16,417 posts
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    Mortgage breaks extended by another 3 months (thank god).
  • Bambot 22 May 2020 09:06:59 1,617 posts
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    Frogofdoom wrote:
    Mortgage breaks extended by another 3 months (thank god).
    Won't you have six months of mortgage to pay all at once at the end?
  • Nazo 22 May 2020 09:07:58 1,327 posts
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    nickthegun wrote:
    Nazo wrote:I went to Pontins once with a friendís family when I was a kid. First thing his mum did when we arrived was get out her cleaning stuff and washed the whole room down. Seemed weird at the time but clearly she knew something I didnít.
    Uh.... Joel?

    Cuz my mum used to do that. My Nan used to insist on taking us all to the Prestatyn one every year, which was an absolute shithole.
    Heh, nope. Maybe it was something that all Pontins regulars had learned to do.
  • Decks Best Forumite, 2016 22 May 2020 09:10:35 24,907 posts
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    Bambot wrote:
    Frogofdoom wrote:
    Mortgage breaks extended by another 3 months (thank god).
    Won't you have six months of mortgage to pay all at once at the end?
    No, they just add the time on to the end of your mortgage.
  • simpleexplodingmaybe 22 May 2020 09:13:35 13,528 posts
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    Iíve seen a few small businesses around here shutting for good because landlords arenít giving them any break or discount on their rent.

    Talk about short sighted
  • nickthegun 22 May 2020 09:16:00 81,736 posts
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    Bambot wrote:
    Frogofdoom wrote:
    Mortgage breaks extended by another 3 months (thank god).
    Won't you have six months of mortgage to pay all at once at the end?
    Thats a problem for pensioner nick
  • Bambot 22 May 2020 09:17:00 1,617 posts
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    Decks wrote:
    Bambot wrote:
    Frogofdoom wrote:
    Mortgage breaks extended by another 3 months (thank god).
    Won't you have six months of mortgage to pay all at once at the end?
    No, they just add the time on to the end of your mortgage.
    Ah okay.

    I guess they never did anything about rents, then?
  • captbirdseye 22 May 2020 09:29:31 9,626 posts
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    You can get rent holidays but you need to agree that with your landlord. People can't evicted for at least a three month period.
  • simpleexplodingmaybe 22 May 2020 09:33:14 13,528 posts
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    Can you squat a flat that you were the legal tenant of or does it have to have been properly unoccupied first?
  • ZuluHero 22 May 2020 09:41:22 8,729 posts
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    Decks wrote:
    Bambot wrote:
    Frogofdoom wrote:
    Mortgage breaks extended by another 3 months (thank god).
    Won't you have six months of mortgage to pay all at once at the end?
    No, they just add the time on to the end of your mortgage.
    And interest!
  • tadejpogacar 22 May 2020 09:44:12 261 posts
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    I donít think they add the time to the end of your mortgage. the term typically stays the same and they just increase your monthly payments once you come off the holiday
  • ZuluHero 22 May 2020 09:47:47 8,729 posts
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    Yep! And they still charge interest on each month as well, so add 6 months worth of interest on payments as well.

    People are going to be in for a shock.
  • RyanDS 22 May 2020 09:48:48 13,212 posts
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    Decks wrote:
    Bambot wrote:
    Frogofdoom wrote:
    Mortgage breaks extended by another 3 months (thank god).
    Won't you have six months of mortgage to pay all at once at the end?
    No, they just add the time on to the end of your mortgage.
    Plus additional interest

    Edit. Beaten to it multiple times

    Edited by RyanDS at 09:49:38 22-05-2020
  • ZuluHero 22 May 2020 09:52:44 8,729 posts
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    For example; If I took a mortgage holiday i'd have 2K added debt in interest alone, add with a shorter term to repay, my monthly payments would increased by ~£50 a month when they resumed.

    I expect most people have some flexibility in their terms though, provided you don't already go to your max (i.e. retirement age), so would just offset it by setting the mortgage at a longer term.

    Still, more interest again though!

    Edited by ZuluHero at 09:54:23 22-05-2020
  • ryan_isthisit 22 May 2020 10:21:33 26 posts
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    @eleven63 I went ahead and ordered a couple of your recommendations, so thanks for that. Mind you, I didnít realise that, even though they are washable, they can only washed three times before losing their Ďcoatingí. Canít imagine shelling out twenty quid every few days for a new one - or forty quid for two, as the case would be. I assume they can just be used as basic face coverings, even after the mysterious coating has been washed away... Hereís hoping, at least.

    Edited by ryan_isthisit at 10:37:45 22-05-2020
  • Frogofdoom 22 May 2020 10:24:01 16,417 posts
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    Rather higher payments over a longer term than being unable to pay anything for the foreseeable future.
  • ZuluHero 22 May 2020 10:59:05 8,729 posts
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    As long as you are aware of the repercussions! :)

    A lot of people don't actually know what it entails, and the word "holiday" can be misleading.
  • simpleexplodingmaybe 22 May 2020 11:10:32 13,528 posts
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    Ours has been discounted slightly but thatís largely an inflation thing
  • Psychotext 22 May 2020 11:49:55 66,921 posts
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    I haven't put my mortgage on a holiday yet, but I'm burning through savings so I might have to (I'm not completely out of work, but I'm only doing about 1/4 my normal chargeable hours).
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